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https://www.pennmedicine.org/news/news-releases/2017/october/are-teens-more-likely-to-take-charge-of-their-health-when-money-is-on-the-line?utm_source=Primary&utm_campaign=a75c283221-EMAIL_CAMPAIGN_2017_11_02&utm_medium=email&utm_term=0_3777f2ca8f-a75c283221-44460485